Homes For Heroes Program

Is your career in law enforcement, firefighting, teaching, healthcare, childcare, or are you active military or a veteran? Then the Florida Hometown Heroes Housing Program is for you!

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Learn about down payment assistance
See options for reduced closing costs

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Are you a frontline community worker in the sunshine state?

This groundbreaking program provides down payment and closing cost assistance to first-time, income-qualified home buyers so they can purchase a primary residence in the community in which they work and serve.

Eligible frontline workers can...

receive up to 5% of the first mortgage loan amount (maximum of $25,000) in down payment and closing cost assistance.

Down payment & closing cost...

assistance is available in the form of a 0%, non-amortizing, 30-year deferred second mortgage. This second mortgage becomes due and payable, in full, upon sale of the property, refinancing of the first mortgage, transfer of deed or if the homeowner no longer occupies the property as his/her primary residence. The Florida Hometown Heroes loan is not forgivable.