Florida Hometown Heroes Housing Program

Are you a frontline community worker in the sunshine state?

 

Whether your career is in law enforcement, firefighting, teaching, healthcare, childcare, or active military or veterans, the Florida Hometown Heroes Housing Program was created with you in mind!

This groundbreaking program provides down payment and closing cost assistance to first-time, income-qualified home buyers so they can purchase a primary residence in the community in which they work and serve.

 

Florida Hometown Heroes Housing Program details:

 

  • Eligible frontline workers can receive up to 5% of the first mortgage loan amount (maximum of $25,000) in down payment and closing cost assistance.

 

  • Down payment and closing cost assistance is available in the form of a 0%, non-amortizing, 30-year deferred second mortgage. This second mortgage becomes due and payable, in full, upon sale of the property, refinancing of the first mortgage, transfer of deed or if the homeowner no longer occupies the property as his/her primary residence. The Florida Hometown Heroes loan is not forgivable.

 

Want to know if you are eligible for this program? Click here to send us a message!