ARE YOU A HOMETOWN HERO?
Hometown Heroes Program
Is your career in law enforcement, firefighting, teaching, healthcare, childcare, or are you active military or a veteran (see list of occupations below)? Then the Florida Hometown Heroes Housing Program is for you!
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Are you a frontline community worker in the sunshine state?
This groundbreaking program provides down payment and closing cost assistance to first-time, income-qualified home buyers so they can purchase a primary residence in the community in which they work and serve.
Eligible frontline workers can...
receive up to 5% of the first mortgage loan amount (maximum of $25,000 but is set to increase to $35,000 starting in July 2023) in down payment and closing cost assistance.
Down payment & closing cost...
assistance is available in the form of a 0%, non-amortizing, 30-year deferred second mortgage. This second mortgage becomes due and payable, in full, upon sale of the property, refinancing of the first mortgage, transfer of deed or if the homeowner no longer occupies the property as his/her primary residence. The Florida Hometown Heroes loan is not forgivable.
Eligible Occupations For Florida Hometown Heroes Loan Program
911 Public Safety Communicator
Active Duty Military Personnel
Adult Protective Services Enforcement (DCF)
Advanced Practice Registered Nurse (APRN)
Assistant Public Defender
Assistant State Attorney
Assisted Living Facility (ALF) Administrator
Basic X-Ray Machine Operator (Radiologic)
Blood Gas Analyst (Laboratory)
Career Specialist (Educator)
Child Protective Services Enforcement (DCF)
Chiropractic Physician’s Assistant
Classroom Teacher (K-12 ONLY)
Clinical Nurse Specialist
Clinical Social Worker
Correctional Probation Officer
Emergency Medical Technician (EMT)
Federal Sworn Law Enforcement
General Radiographer (Radiologic)
Hearing Aid Specialist
Hearing Aid Specialist Trainee
Home Health Aide
Juvenile Detention Officer
Juvenile Probation Officer
Laboratory Director Laboratory Supervisor
Laboratory Testing Physician
Librarian/Media Specialist (Educator)
Marriage & Family Therapist
Mental Health Counselor
Nursing Assistant (CNA)
Nursing Home Administrator
Occupational Therapist Aide
Occupational Therapist Assistant
Orthotic Fitter Assistant
Physical Therapist Assistant
Podiatric X-Ray Assistant
Practical Nurse (LPN)
Radiologic Specialty Technologist
Registered Dietician or Nutritionist
Registered Nurse (RN)
Registered Nurse Anesthetist
Registered Respiratory Therapist
Respiratory Care Practitioner
Specialty Technologist (Radiologic)
Speech Language Audiologist
Speech Language Audiologist Assistant
Speech Language Pathologist
Speech Language Pathology Assistant
Sworn Law Enforcement Officer
Veteran – Surviving Spouse of Veteran